Finding the right purchasing agreement is as important as selecting the right vehicle. Visit our dealership in St Helens today to discuss the many options available, and let our experts find a finance solution to suit you.
A more traditional means of car finance, Hire Purchase requires you to choose the deposit you wish to pay and the duration of the agreement. Fixed monthly repayments (plus interest) will remain unaffected by any future changes in interest rates, enabling you to plan your budget accordingly. At the end of the agreement, and subject to a nominal Option to Purchase fee, you take outright ownership of the car.
For more information on the Finance options available, and to discuss your own particular financial needs, contact Middlehurst Garage today using the contact form. Our dealership sales staff will be happy to answer any questions you may have and provide any further information.
Finance, subject to age and status. Guarantees and indemnities may be required.
A deposit between 0-90% of the vehicle price is required, with the number of monthly payments ranging from 12-60 months.
Personal Contract Purchase (PCP)
Personal Contract Purchase (PCP) agreement, and one of the most flexible options for purchasing your new car. We’ll guarantee the value of your vehicle at the end of the agreement, known as the Optional Final Payment. The amount you pay each month is calculated by subtracting the amount of the deposit and the Optional Final Payment amount from the value of the car, plus any interest and fees payable. At the end of the agreement, you have three options: part-exchange your car for a new Nissan; pay the Optional Final Payment and keep the car; give the car back. Lower fixed monthly payments will help you stick to your monthly budget or could even mean that you could upgrade to a higher specification car.
A deposit between 0-35% of the vehicle price is required, with the number of monthly payments ranging from 12-36 months. An annual mileage figure between 5,000-25,000 miles per year must be agreed, with excess mileage charges applicable. You can part-exchange your car at any authorised dealership where your dealer will value your car. If your car is worth more than the Optional Final Payment, you can use the difference as a deposit for your next new Nissan. Return of the car is subject to vehicle condition.
We have excellent relationships with a range of finance companies and will negotiate the best rate for you. Just call us on 01744 26681 and speak to one of our team.